近日，為(wei)加強信(xin)用信(xin)息共享應用促(cu)進中小微(wei)企(qi)業融資(zi)，省住建(jian)廳(ting)聯(lian)合(he)建(jian)行(xing)安(an)(an)(an)徽(hui)省分行(xing)發(fa)(fa)(fa)揮(hui)“公積金+金融”資(zi)源疊加優勢，在蕪湖(hu)市正式發(fa)(fa)(fa)布面向小微(wei)企(qi)業的普惠金融產品(pin)“公積金信(xin)用貸”，促(cu)企(qi)業發(fa)(fa)(fa)展，圓職工安(an)(an)(an)居夢。產品(pin)發(fa)(fa)(fa)布會當日，簽約授信(xin)企(qi)業10戶，授信(xin)額度1169萬元。下(xia)一(yi)步，省住建(jian)廳(ting)將聯(lian)合(he)建(jian)行(xing)安(an)(an)(an)徽(hui)省分行(xing)在全省進一(yi)步推廣。

一(yi)是(shi)搭平臺。搭建(jian)政(zheng)企(qi)(qi)(qi)、銀(yin)企(qi)(qi)(qi)對(dui)接(jie)(jie)平臺，充分發(fa)(fa)揮住房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)惠企(qi)(qi)(qi)增(zeng)信(xin)(xin)(xin)作(zuo)用(yong)，助力企(qi)(qi)(qi)業(ye)增(zeng)信(xin)(xin)(xin)融(rong)資(zi)(zi)。舉辦銀(yin)企(qi)(qi)(qi)對(dui)接(jie)(jie)會(hui)，通過銀(yin)企(qi)(qi)(qi)多方(fang)聯動(dong)，“面對(dui)面”“點對(dui)點”溝通交流，持(chi)續(xu)推進金(jin)(jin)融(rong)產品和服(fu)務(wu)方(fang)式(shi)創(chuang)新(xin)，讓企(qi)(qi)(qi)業(ye)職工(gong)享受公(gong)(gong)(gong)積(ji)金(jin)(jin)政(zheng)策紅利，發(fa)(fa)揮公(gong)(gong)(gong)積(ji)金(jin)(jin)“信(xin)(xin)(xin)息(xi)(xi)金(jin)(jin)橋(qiao)”作(zuo)用(yong)。二(er)是(shi)建(jian)機制(zhi)(zhi)。創(chuang)新(xin)建(jian)立(li)(li)“公(gong)(gong)(gong)積(ji)金(jin)(jin)+金(jin)(jin)融(rong)”惠企(qi)(qi)(qi)機制(zhi)(zhi)，引導企(qi)(qi)(qi)業(ye)主動(dong)建(jian)繳(jiao)住房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)，助力信(xin)(xin)(xin)用(yong)有(you)效提升(sheng)，滿足企(qi)(qi)(qi)業(ye)發(fa)(fa)展需求。發(fa)(fa)揮獲(huo)得(de)融(rong)資(zi)(zi)支持(chi)企(qi)(qi)(qi)業(ye)的示范作(zuo)用(yong)，進一(yi)步擴(kuo)大公(gong)(gong)(gong)積(ji)金(jin)(jin)政(zheng)策覆蓋面，更好維護職工(gong)權(quan)益(yi)，促進公(gong)(gong)(gong)積(ji)金(jin)(jin)建(jian)繳(jiao)穩就業(ye)。三(san)是(shi)優(you)服(fu)務(wu)。現場開展住房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)制(zhi)(zhi)度宣(xuan)講，介紹住房(fang)公(gong)(gong)(gong)積(ji)金(jin)(jin)政(zheng)策優(you)勢(shi)，鼓勵企(qi)(qi)(qi)業(ye)現場簽(qian)繳(jiao)。建(jian)立(li)(li)星級信(xin)(xin)(xin)用(yong)評價體系(xi)，打(da)破“數據壁(bi)壘”和“信(xin)(xin)(xin)息(xi)(xi)孤(gu)島”，建(jian)立(li)(li)健全公(gong)(gong)(gong)積(ji)金(jin)(jin)信(xin)(xin)(xin)用(yong)信(xin)(xin)(xin)息(xi)(xi)，破解中小微企(qi)(qi)(qi)業(ye)因缺乏信(xin)(xin)(xin)用(yong)記(ji)錄，面臨融(rong)資(zi)(zi)難、融(rong)資(zi)(zi)貴(gui)等問題。